Bills and accounts

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Monday to Friday, 8am to 6pm.                                           
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Water supply and sewerage

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  • Independent advice

    Some of our schemes are only available if you have received free independent advice.

    Debt and budget advice can help you to:

    • boost your income - find out about extra benefits, tax credits and schemes
    • manage your money - stay on top of essential bills and keep your spending on track
    • deal with your debts - work out a realistic plan to repay your debts and ensure the most serious debts are dealt with first.

    These are some of the non-profit organisations that offer free help. Remember to check the organisation is non-profit before signing up. Alternatively to find a local debt advice centre, check with your council or see your telephone directory.

  • Online and telephone advice

    Step change


    OnlineStepChange Debt Charity

    Phone : 0800 138 1111 (Monday to Friday, 8am to 8pm, Saturday, 8am to 4pm). Calls are free from landline and mobile phones.

    If you are vulnerable due to age, mental health or capacity you are able to get extra help via a free advocacy service.

    National debtline   

    OnlineNational Debtline

    National Debtline : 0808 808 4000 (Monday to Friday, 9am to 9pm, Saturday, 9.30am to 1pm). Calls are free from landline and mobile phones.

    Money advice service   

    OnlineFree money advice online via webchat, a budget planner and money health check

    Phone : 0300 500 5000 (Monday to Friday, 8am to 8pm, Saturday, 9am to 1pm). 

    Printed guides and advice. Calls are free from landline and mobile phones. 

      deafPlus small


    Online:     deafPLUS Money Advice Helpline

    deafPLUS National BSL Money Advice Helpline is delivered via live chat using either Skype or FaceTime. 



     Online: Turn2us

    You can check benefit entitlements: find out what means-tested benefits you may be entitled to including tax credits.

    You can search for grants: look for funds that might be able to give you a grant and/or other types of help.


    Face to face advice

    Citizens advice bureauFace to face : full debt and consumer advice service.

    Many bureaux have specialist caseworkers to deal with any type of debt, including repossessions and negotiation with creditors.

    Online:  find a local bureau


    Face to face : debt counselling agency which specialises in helping those who are emotionally struggling too. The religious focus is why they do it, not how they do it. 

    Phone : 0800 328 0006 

    Onlinefind local CAP services

      Advice UK  Onlinefind local face to face debt advice


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